We are happy to announce that Todd Baker, Senior Fellow of Columbia University’s Richard Paul Richman Center, joins Salarify’s team to help us with his vast knowledge and leadership in finance, economics and of course, earned wage access.
Todd H. Baker is a former banking executive and law firm partner whose career trajectory led him from corporate law to C-suite strategic leadership roles at several of the largest domestic and international banks and roles as an academic, consultant, writer, speaker and commentator on banking, financial technology, consumer financial access and regulation issues.
His deep knowledge of strategy, corporate governance, regulatory & public policy and competitive dynamics is combined with an extensive network of industry and government contacts built over long and varied career.
He is currently a Senior Fellow at the Richard Paul Richman Center for Business, Law and Public Policy at the Columbia Graduate School of Business and Columbia Law School, where he works on innovation and the digital transformation of financial services, with a special interest in emerging business models for both traditional banks and non-bank “FinTech” financial services providers. He is also a board member at the Opportunity Fund, the nation’s leading nonprofit small business lender, a member of the Academic Research Council at the Urban Institute and a senior advisor to several financial technology firms.
Mr. Baker has written for publications including the Financial Times, The Wall Street Journal and the American Banker, speaks frequently at industry conferences and is widely quoted in the financial and technology press as an industry expert.
From 2016 to 2018, Mr. Baker was a Senior Fellow at the Mossavar-Rahmani Center for Business & Government at the Harvard Kennedy School, where he was one of a distinguished group of professionals from government and/or business who come to Kennedy School to address issues at the interface of the public and private sectors. His research interests and published papers at Harvard include work on the role of FinTech and employers in providing alternatives to payday loans and other types of short-term, small-dollar credit for low-income working Americans in the digital age.
With his expertise and our commitment, we will deliver the highest value to employees and employers all-over Europe.